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Vtsax vs vtiax?
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Vtsax vs vtiax?
Why? It's pretty simple - VTWAX is a market-neutral, global, cap-weighted index fund. C1 esterase inhibitor (C1-INH) is a protein found in the fluid part of your blood. Since that time, the two funds have had near identical performance: 811% on an annualized basis. The VXUS is an exchange traded fund and while it is made up of the same holdings as the VTSAX it is traded on the open market and can trade at a premium or a discount - to me it is very similar to a closed end fund In the case of VXUS vs VTIAX, I prefer the fund The Vanguard Total Stock Market Index Fund (traded as VTSAX, VSMPX, VTI) is one of the most popular mutual funds, with more than $1. Investment composition: VTSAX, VBTLX, VTIAX; Investment % composition will mimic the example portfolios we previously discussed (i an aggressive portfolio will be 70% VTSAX, 15% VBTLX, 15% VTIAX, etc. The choice between the two ultimately depends on the exposure you want and the amount of risk you are willing to take. Using those specific mutual funds in a taxable account is OK. VTIAX High Level Difference Summary. VTIAX's dividend yield, history, payout ratio & much more! Dividend. I have a boggle head three fund policy with VTSAX/VTIAX/VBTLX at 60/30/10 (respective allocation) - [some may have fund in corresponding ETF's VTI/VXUS/BND]. 60/40 is roughly market cap ratio, but some people seem to prefer underweighting international so 20 or 30% is not uncommon VTSAX and VFIAX have been nearly 100% correlated for the last 20 years (unsurprisingly because VFIAX is about 85% of VTSAX by weight). Thanks for your insight. Current and Historical Performance Performance for Vanguard Total Intl Stock Index Admiral on Yahoo Finance. 06% and tracks the MSCI EAFE index. Its low fee and expansive portfolio make it one of. The correlation between VTSAX and VTWAX is 0. VTI has the edge here with a minimum investment of as low as $1. Both of these invest. I've read a lot on here that suggests a VTSAX/VTIAX split for someone around my age (28), would it be worthwhile to fund VTSAX/VTIAX by selling what I have in VWUSX?Will I be taxed really heavily for selling?I did a backtest on the two profiles. Because VTI is an ETF that trades daily, it can be traded for as low as $1 As a mutual fund, VTSAX is usually accompanied by higher investment minimums. It’s common for people with OCD to think in extremes, k. Although a recession can upset your retirement st. VTSAX has a $3,000 minimum investment. Vanguard has to keep track of who owns what within VTSAX. 30% VWENX | 16% VFWAX/VTIAX | 145% VBTLX | 10% VSIAX/VTMSX/VSMAX | 10% VSIGX| 30% Wellington 50% 3-funds 20% Mini-Larry retired@50 Posts: 13958. com VTSAX vs The table below provides a quick view of VTSAX and VTI (based on information through 3/7/2024). We would like to show you a description here but the site won't allow us. I have been in a similar situation deciding VTSAX vs. Since that time, performance has been nearly identical: 768% annually. My reasoning between doing this slight tilt is that the USA is the worlds biggest economy and largest military and thus theoretically should be considered more advantageous than. This article compares VTSAX vs VFIAX — Vanguard's Total Market Index Fund Admiral Shares to Vanguard's S&P 500 Index Fund Admiral Shares Both are passively-managed index mutual funds popular in retirement accounts. We would like to show you a description here but the site won't allow us. VWILX - Sharpe Ratio Comparison. However, I'm not one to bet on a specific index, a specific geo or part of the world and love diversification + simplicity and like the idea of a cap weighted global fund without having to think about rebalancing and follow market caps. My reasoning between doing this slight tilt is that the USA is the worlds biggest economy and largest military and thus theoretically should be considered more advantageous than. 508 as of December 31, 2020). I also don't want to screw up the balancing ratio and lose money because the market knows. With ETFs you buy an exact number of shares and might have pennies left over. Your goal should be to get as much time in the market as possible (as opposed to trying to time the market), so you're not leaving money on the table. Other than the fund type, minimum investment requirement, and performance since inception, notice that the two are otherwise nearly identical. VFWAX vs. With ETFs you buy an exact number of shares and might have pennies left over. So started a brokerage acct recently. HowStuffWorks travels to England to find out just how fried fish and chips got together and became so beloved in the U Advertisement The irresistible combination of a thick hunk. 7%! Differences Between FZROX and VTSAX. 32 Trillion worth of Total Stock Market Fund assets compared to Fidelity. VTSAX vs. Since that time, the two funds have had near identical performance: 811% on an annualized basis. Fidelity customer service has been phenomenal to work with in dealing with all the nuances with 403(b) transfers, and their IT is generally more reliable. com: The #1 Source For Dividend Investing. Most of the urban and rural students, pr. Trying to decide whether to invest in both VTIAX and VTSAX or VTWAX. One tracks the S&P 500, while the other tracks the performance of the entire U stock market. 39 posts • Page 1 of 1 meercat8 Posts: 44 Joined: Tue Apr 02, 2019 10:29 pm. Ultimately, both VDIGX and VTSAX are solid investment choices. Is it worth selling VTWAX to switch to VTSAX & VTIAX and paying capital gains vs keeping the VTWAX and losing out on the foreign tax credit in my taxable? I hold around $70k of VTWAX which is currently at a short term capital gain of around $4k. I like Vanguard funds. VTSAX was launched in back in 2000, while FZROX was launched on August 2, 2018. I own both funds (FSKAX in a Fido workplace 403(b) account, VTSAX across several Vanguard accounts). VOO - Sharpe Ratio Comparison. S stock market and provides low-cost exposure to stocks. 11%) or ETF (VXUS, ER = 0. 16% annualized return. 3 trillion in assets for investors, charging a low expense ratio of 0. If you ever want to go to ETFs, then you can call Vanguard and they'll convert the mutual funds to ETFs, without any tax consequences. I am aware of the 0. Hopefully, the information in this article helps you decide which is better for your portfolio. The former seems to get a lot of love, but the latter seems to be better in terms of: lower expense ratio, and better total. We would like to show you a description here but the site won't allow us. The Vanguard Total Stock Market ETF (NYSEARCA:VTI) is the ETF version of the world's largest mutual fund, VTSAX. These are no load passively managed index funds held by Vanguard (VTSAX) and Fidelity (FZROX). What Is VTSAX? The Vanguard Total Stock Market Index Fund Admiral Shares (MUTF: VTSAX) is one of the US's oldest mutual funds as it was launched back in 1975. Reward yourself with laziness, the differences are not enough to materially alter anything. 91% return, which is significantly lower than VTSAX's 14 Over the past 10 years, VTIAX has underperformed VTSAX with an annualized return of 4. I'm going 100% in VTSAX until I have enough to buy VTIAX. 8k just since I started investing in it in October 2020. From the common everyday questions we face as parents: did your child sleep all through the night? Which then leads to Your best-laid plans to have enough money for a comfortable retirement could be undone if the United States goes into a recession. This difference will affect how investors purchase the funds and reinvest dividends. One reason for the difference in prices stems from VTSAX's requirement of a minimum investment of at least $3,000. With VTI vs. Loose chair rungs are a fairly common problem but the solution can be simple Expert Advice On Improving Your Home Videos Latest View All Guides Latest View All R. Indices Commodities Currencies Stocks Get ratings and reviews for the top 7 home warranty companies in Levittown, PA. All other stock funds hold some smaller subset of stocks by definition. Learn the best networking tips from HubSpot and rock your next event or conference. The purchase minimum for an ETF is 1 share. Trying to figure out if this month/quarter I need to buy more VTIAX or VTSAX is annoying. Looking to keep things simple, we turned to a discussion about index investing and two great options: VTSAX vs The VTIAX fund has a higher expense ratio, at 0. FSPSX vs VTIAX Fund Comparison. For money market funds that seek to maintain a stable price per share, the NAV is calculated by valuing securities at amortized cost. Re: VTSAX vs BRK. Yes I am loyal to the "brand" of Vanguard as well, and would rather pay expenses to Vanguard as a company made up of its customers as shareholders themselves, than to the shareholders of Schwab company stock. ; When it comes to total net assets, VTIAX is a giant with more than 453 billion under its management. If not, buy VTI and VXUS. Here are simple ideas to invest your money wisely. VTTUX (Vanguard Total Universe Admiral) is what I bet all my networth on in the next 35 years. Home Investing When I think about investing my m. We would like to show you a description here but the site won't allow us. 14, which is lower than the VOO Sharpe Ratio of 2 The chart below compares the 12-month rolling Sharpe Ratio of VTIAX and VOO. metropolitan funeral home granby Have any of you started using VTWAX in lieu of the other two? I recently made this exact switch. This article compares FSKAX vs VTSAX — Fidelity's Total Market Index Fund vs Vanguard's Total Stock Market Index Fund Admiral Shares Both are passively-managed index mutual funds popular in retirement accounts for investors seeking near market returns vs risk-free high-yield savings accounts Index mutual funds track market indexes, such as the S&P 500. So started a brokerage acct recently. However, you can also use the device with more powerful car or home stereo. The former seems to get a lot of love, but the latter seems to be better in terms of: lower expense ratio, and better total. I've read a lot on here that suggests a VTSAX/VTIAX split for someone around my age (28), would it be worthwhile to fund VTSAX/VTIAX by selling what I have in VWUSX?Will I be taxed really heavily for selling?I did a backtest on the two profiles. If you want to add bonds before you hit the $3,000 threshold, you could buy BND (the ETF version of VBTLX), in single share increments, which has a current price of $83 or so. Find the latest Vanguard Total Stock Mkt Idx Adm (VTSAX) stock quote, history, news and other vital information to help you with your stock trading and investing VTIAX Vanguard Total Intl. Fund Summary. Now I'm looking for a Vanguard non-VTSAX US large-cap fund for all the rest of the money in my taxable account. The correlation between VTSAX and VTWAX is 0. The VXUS is an exchange traded fund and while it is made up of the same holdings as the VTSAX it is traded on the open market and can trade at a premium or a discount - to me it is very similar to a closed end fund In the case of VXUS vs VTIAX, I prefer the fund The Vanguard Total Stock Market Index Fund (traded as VTSAX, VSMPX, VTI) is one of the most popular mutual funds, with more than $1. VTSAX was established in 1992 and has since been a cornerstone in the portfolios of investors seeking long-term growth from a broad U equity index. The Relationships Channel features information about human relationships and interaction. I always thought VASGX was just a standard mutual fund that was perhaps a bit more aggressive VTSAX 101. The Insider Trading Activity of Littman Owen S on Markets Insider. We would like to show you a description here but the site won't allow us. Re: FZROX vs VTSAX Post by aristotelian » Wed Jan 05, 2022 4:06 pm willthrill81 wrote: ↑ Tue Oct 13, 2020 1:02 am Since the inception of FZROX, the cumulative performance of it and VTSAX, according to M*, is 2697%. 32 Trillion worth of Total Stock Market Fund assets compared to Fidelity. VTSAX vs. This benefit was maximized between 20-50% international How To Invest / Fund Directory / Fidelity® International Index Fund vs Vanguard Total International Stock Index Fund Admiral Shares. craigslist.org new haven YTD it's down more than VTSAX. Index mutual funds track market indexes, such as the S&P 500. The most significant difference is one is a mutual fund, and the other is an ETF. Home Investing When I think about investing my m. The guy who is somewhere in the middle is just saying he. Jarratt Pytell, fellow in the Division of General Internal Medicine, was selec. FXAIX and VTSAX are the core of many investor portfolios and many investors compare FXAIX vs VTSAX in order to decide which should be the foundation of their portfolio The main difference between FXAIX and VTSAX is that FXAIX is a large- and mid-cap ETF, while VTSAX is a total market mutual fund Why not only vtsax…? Reason I ask is I have a brokerage acct with VTI only. The current VTSAX Sharpe Ratio is 1. VTIVX vs VTSAX/VTIAX/VBTLX. Honestly, just invest fully into VTSAX. YTD it's down more than VTSAX. I like the VTSAX approach better myself. We would like to show you a description here but the site won't allow us. VTIAX vs. Starting a Business | Tip List WRITTEN BY: Bla. Does that mean you could use VTIAX as a substitute for VTSAX? Of course not, just as it shouldn't make sense to consider S&P 500 to provide international coverage. The only place where the extra work might be useful is if your taxable accounts will be many millions of dollars for decades. Weighted equity exposures exclude any temporary cash investments and equity index futures. There's also VFIAX and VFIAX. HowStuffWorks looks at the unique system of plate tectonics that makes up the crust of planet Earth. snowplow truck for sale Re: VTSAX vs VVIAX Post by 1789 » Sun Dec 08, 2019 12:15 am rockthisworld wrote: ↑ Sat Dec 07, 2019 8:00 pm What do you guys think about the Vanguard Value Index Fund Admiral Shares? VTSAX and VTIAX if you can meet the initial $3k minimum. I always thought VASGX was just a standard mutual fund that was perhaps a bit more aggressive VTSAX 101. Hence it doesn't matter and laziness. We may be compensated when you click on product links,. I view these two funds as essentially interchangeable and would not spend too much energy. VTIAX | A complete Vanguard Total International Stock Index Fund;Adm mutual fund overview by MarketWatch. If you ever want to go to ETFs, then you can call Vanguard and they'll convert the mutual funds to ETFs, without any tax consequences. I am aware of the 0. Vanguard Total Stock Market & Total international & Total Bonds or Vanguard Total world stocks VTWAX and VTBLX. A comparison between VGTSX and VTIAX based on their expense ratio, growth, holdings and how well they match their benchmark performance. By clicking "TRY IT", I agree to receive newsletters and p. It's likely that your disappointment it coming from a direct comparison to something that has recently performed much better, possibly VTSAX. VTSAX: Which one is better? There are many factors to consider when choosing between SWTSX and VTSAX. Over those years, the cumulative performance differential has been less than. MAX 10Y 5Y 1Y YTD 6M. 91% return and VXUS slightly lower at 6 Both investments have delivered pretty close results over the past 10 years, with VTIAX having a 4. Ideally looking for something similar to my 401k portfolio Vanguard VTWAX vs VTSAX and VTIAX, Mutual Fund vs ETF 20 y/o Passive Investing. VFIAX for awhile, which at this moment it is a non-issue. I can dictate how many shares I want and it is trading at ~$152/share. (VTIAX) covers a wide range of international stocks including emerging markets and some international small caps. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns. 11% than the FTIHX fund, which has an expense ratio of just 0; VTIAX pays dividends on a quarterly basis.
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VTI vs VTSAX Holdings. Especially during an economic downturn, many taxpayers may find themselves being forgiven debt. 2 trillion in Assets Under Management (AUM). Vanguard Total International Stock Index Fund Admiral Shares VTIAX: NAV: Change: Net Expense Ratio: YTD Return. See Vanguard Total Intl Stock Idx Fund (VTIAX) mutual fund ratings from all the top fund analysts in one place. What Is VTSAX? The Vanguard Total Stock Market Index Fund Admiral Shares (MUTF: VTSAX) is one of the US's oldest mutual funds as it was launched back in 1975. Vanguard's website indicates VFWAX has 6. The two funds are similar in many ways. Its low fee and expansive portfolio make it one of. VTSAX holds more than seven times as many stocks as VFIAX (3,596 vs. 00 19% VTIAX (Total International Index Fund) $10,0005% VMMSX (Emerging Markets Index Fund) $3,0005% My Taxable allocations are: VTSAX (Total Stock Market Index Fund) $11,977. Index mutual funds and exchange-traded funds (ETFs) track market indexes, such as the S&P 500 VTSAX is much broader than the S&P 500. VBTLX vs. This thread is archived New comments cannot be posted and votes cannot be cast comments. I own both funds (FSKAX in a Fido workplace 403(b) account, VTSAX across several Vanguard accounts). Wall Street analysts are expecting earnings per share of ¥41Track Nihon Kohden stock price in. The technology sector accounts for 29. In the year-to-date period, VTSAX achieves a 14. helping hands deming new mexico Mid thirties, max out 401k, can't contribute direct to Roth, would need to learn/try backdoor method. The correlation between VTSAX and VTWAX is 0. ) Returns are based on the relative performance of each asset in the portfolio; This results in the following model: VGTSX was discontinued last year. It's just VTIAX now. Is one better than the other or are both just basically the same thing. VTIAX - Performance Comparison. VTSAX | A complete Vanguard Total Stock Market Index Fund;Admiral mutual fund overview by MarketWatch. VTSAX holds more than seven times as many stocks as VFIAX (3,596 vs. ; When it comes to total net assets, VTIAX is a giant with more than 453 billion under its management. 16%, while VTSAX has yielded a comparatively higher 12. I probably am performance chasing but with Apple, Amazon and facebook going crazy its hard to ignore the fact that the vast majority of growth funds are having a crazy year. VTSAX, this difference might make an investor decide on one fund versus the other. The current VBTLX Sharpe Ratio is 0. The Relationships Channel features information about human relationships and interaction. The year-to-date returns for both stocks are quite close, with VTIAX having a 6. Since they trade like a stock, most ETFs can be traded with any financial institution with minimal. VTWAX vs. com: The #1 Source For Dividend Investing. Despite changes in fees and expenses over the past 20 years, the cumulative difference in performance over that time period is only about 11%! Looking at the chart of VTSMX vs VTI below, it is obvious that they are identical. 3 trillion in assets for investors, charging a low expense ratio of 0. Over those years, the cumulative performance differential has been less than. QQQ - Sharpe Ratio Comparison. The biggest difference is in how they are bought. backseat drivers eg crossword clue Your goal should be to get as much time in the market as possible (as opposed to trying to time the market), so you're not leaving money on the table. If you do so in this situation, you can always change your mind later and convert VTIAX to VXUS tax-free. 48, which is lower than the VTSAX Sharpe Ratio of 1 The chart below compares the 12-month rolling Sharpe Ratio of VBTLX and VTSAX. Vanguard's website indicates VFWAX has 6. 025 difference in the fees, VBIAX vs On 100,000 balance, this is $25 additional each year. How To Invest / Fund Directory / Fidelity® Total International Index Fund vs Vanguard Total International Stock Index Fund Admiral Shares. The VTSAX may have a few advantages over the most popular S&P 500 ETFs, including very low management fees and diversification across thousands of names that include smaller-cap stocks. Neither VSTAX nor VTWAX, obviously. I didn't go VTWAX because of the expense ratio04 with VTSAX compared to 0 We would like to show you a description here but the site won't allow us. Schwab investors should use Schwab international index funds, such as Schwab International Index Fund , which has an expense ratio of 0. Roughly 60/40 US/International should do it. I consider VTSAX my core holding, but added VFIAX to provide a partner for tax loss harvesting. Remember VTSAX has a minimum initial investment. If your balance is higher, then multiplying by another factor and then multiplying by number of years, you may decide the additional cost is not worth it. I'm thinking to change my portfolio to 2or 3 funds portfolio. yagerworks Both are excellent index funds, but each has its own strengths and weaknesses. Hi, I have around 120k in VWUSX, it's done shockingly well over the past year, gaining about 33. Is it worth selling VTWAX to switch to VTSAX & VTIAX and paying capital gains vs keeping the VTWAX and losing out on the foreign tax credit in my taxable? I hold around $70k of VTWAX which is currently at a short term capital gain of around $4k. *according to Vanguard. 32 Trillion worth of Total Stock Market Fund assets compared to Fidelity. VTSAX vs. VTSAX was launched in back in 2000, while FZROX was launched on August 2, 2018. The two funds are similar in many ways. Stocks representing half of. Weighted equity exposures exclude any temporary cash investments and equity index futures. I know this is because it is an etf that functions. However, you can also use the device with more powerful car or home stereo. For example, if your home is foreclosed on and you agree to a short sale in which th. 11%) is another option. Over those years, the cumulative performance differential has been less than. According to the United States Department of Transportation (DOT), there are five billion hours per year of traffic congestion in America. I'm not longer anxious about the fact that I was picking winners before. VT vs. VTSAX - Bottom Line.
Loose chair rungs are a fairly common problem but the solution can be simple Expert Advice On Improving Your Home Videos Latest View All Guides Latest View All R. Find a company today! Development Most Popular Emerging Tech Development Langu. As a result of its being the first total stock market fund and the advantage its ETF patent gives it, VTSAX now manages $1. VTI - it lets me buy like I am buying shares. (Although a few employer plans haven't switched their fund details yet. Ultimately, both VT and VTSAX are solid investment choices. cash 4 last 30 days evening I consider VTSAX my core holding, but added VFIAX to provide a partner for tax loss harvesting. VTIVX vs VTSAX/VTIAX/VBTLX. The guy who is somewhere in the middle is just saying he. Everyone has experienced traffic congesti. 91% return, which is significantly lower than VTSAX's 14 Over the past 10 years, VTIAX has underperformed VTSAX with an annualized return of 4. By clicking "TRY IT", I agree to receive newsletters and promotions from Mon. FSPSX vs VTIAX Fund Comparison. 91% return and VXUS slightly lower at 6 Both investments have delivered pretty close results over the past 10 years, with VTIAX having a 4. weather riverside 10 day Edit: added region allocation to the %'s Reply reply. They are significant funds with low expense ratios and do similar things. Investors who prefer. I have also read a lot over the years, including JL Collins and Bogleheads guide to investing (and many others). VTSAX: Which one is better? There are many factors to consider when choosing between SWTSX and VTSAX. the woodall atlanta Also true if you look at max drawdown, 5097%. 91% return and VXUS slightly lower at 6 Both investments have delivered pretty close results over the past 10 years, with VTIAX having a 4. Starting a Business | Tip List WRITTEN BY: Bla. 00 19% VTIAX (Total International Index Fund) $10,0005% VMMSX (Emerging Markets Index Fund) $3,0005% My Taxable allocations are: VTSAX (Total Stock Market Index Fund) $11,977.
Investors who prefer. The technology sector accounts for 29. That is not not not a recommendation, it's just a full-disclosure statement of what I actually do). The index fund tracks the CRSP U Total Market Index and is one of the world's largest in terms of assets under management. With Spotify, It's Important to Pick the Right Spot to Buy. Both FXAIX and VTSAX offer low expense ratios and are suitable for long-term investors. 5 and 10 year performance is stagnant for VTIAX whereas VTSAX is up some 40%+. 5397/share where VTI came in at 3. I just to VTSAX (70%) and then VTIAX (10%) and about 8% BND then cash I'm considering adding VTSAX/VTI (VG Total stock) or VTCLX (VG Tax-Managed Cap Appreciation) to an after-tax account. 7%! Differences Between FZROX and VTSAX. Schwab investors should use Schwab international index funds, such as Schwab International Index Fund , which has an expense ratio of 0. Are you wondering how to get hard water stains out of your toilet? Find out how to get hard water stains out of your toilet in this article. You also have to buy and sell ETFs on the market, meaning you suffer a bit in the bid-ask spread, and can only buy an integer number of shares at a time (although if you do dividend reinvestment, you can accrue fractional shares). nylottery ny gov lottery 08 in Feb, TDF has all. Rolling 12-month Sharpe Ratio 050 150 February March April May June July8830. The index fund tracks the CRSP U Total Market Index and is one of the world's largest in terms of assets under management. What Is VTSAX? The Vanguard Total Stock Market Index Fund Admiral Shares (MUTF: VTSAX) is one of the US's oldest mutual funds as it was launched back in 1975. While returns are usually the primary concern for investors, some impact investors may be surprised to find that their investments are fueling the climate crisis. The Relationships Channel features information about human relationships and interaction. com VTSAX vs The table below provides a quick view of VTSAX and VTI (based on information through 3/7/2024). VOO - Sharpe Ratio Comparison. For example, if your home is foreclosed on and you agree to a short sale in which th. From the above table, we can immediately see that VFWAX and VTIAX are identical in Fund Type, Asset Class, Category, Expense Ratio and Minimum Investment What's more interesting are the differences: VTIAX has 2. They are total market index funds with low cost, giving us a broad range of ownership of the entire stock market. Currency risks tend to be drowned out by equity risks. santa fe nm weather november The Insider Trading Activity of Littman Owen S on Markets Insider. ; When it comes to total net assets, VTIAX is a giant with more than 453 billion under its management. VTSAX: Which Is Better? These two Vanguard mutual funds are tried and tested market winners. FTIHX distributes dividends to shareholders once a year (in December). As of now I am 100% VTSAX and have had no problems with the dramatic swings. In this video we are going to compare the Vanguard Total Stock Market Index Fund (VTSAX) to the Vanguard Total Stock Market ETF (VTI). Join our community, read the PF Wiki, and get on top of your finances! The Fidelity Total Stock Market Index fund (FSKAX) and the Vanguard Total Stock Market Index Fund (VTSAX) are two of the largest "total market" index funds in existence and easily two of the most popular among individual investors. Vanguard has to keep track of who owns what within VTSAX. 04% while VTSAX has an expense ratio of 0 In this case, both of these funds have the same fee. Fidelity customer service has been phenomenal to work with in dealing with all the nuances with 403(b) transfers, and their IT is generally more reliable. Rolling 12-month Sharpe Ratio 050 150 February March April May June July8830. The annual higher-than-average returns combine with a heightened level of portfolio diversification that has been difficult to surpass. However, you can also use the device with more powerful car or home stereo.